Wait, What?

I recently received a letter from my insurance company.  Kind of a head scratcher, actually.  I opted out of maternity/pregnancy coverage as I wasn’t going to be needing it, and opting out saved me some money.  But now, it’s been added at no extra cost as a result of the changes (I can only assume) brought about by Obamacare.  Here’s a paragraph taken from the letter.

Colorado law recently changed, requiring individual health insurance carriers to cover the medically
necessary expenses of pregnancy, childbirth and maternity the same as treatment of covered illness or
injury. This applies to all major medical individual insurance policies in Colorado issued or renewed
on or after ]anuary 1,2011, regardless of the policyholder’s gender or age.

Yeah, you read that correctly.  We don’t have to pass it to find out what’s in there, we just have to wait until we get letters like this from our health insurance companies.


About Lou (Linda)

Just a girl from Colorado trying to live life to God's glory with a certain amount of gusto! View all posts by Lou (Linda)

4 responses to “Wait, What?

  • wonderlandhwy

    It could perhaps be due to Obamacare. However, insurance is regulated by each state’s department of insurance. Oftentimes, different insurance commissioners have “new ideas” and the result is that the rules are constantly changing. Insurance companies have to file their rules and rates each year with each state they do business in and have them approved. Not all states go for the rules and rates. (I worked in the insurance industry for 14 years. poor me!) 🙂

  • Lou (Linda)

    Oh, indeed, poor you! I’d have one continuous headache to have to work in that industry. As a nurse, I am often on the other end, and it’s so incredibly confusing and aggravating! 🙂

    So, I decided to go looking to see why my state department of insurance would have made this change. It seems they are being proactive as these benefits are indeed listed under “essential health benefits” mandated by Obamacare. http://www.healthcare.gov/glossary/e/essential.html

    Good times! I wonder what else we have to look forward to!

  • wonderlandhwy

    Interesting! I wonder what CA has to look forward to!

  • Lou (Linda)

    Since most of the mandates have to be in place by 2014, you won’t have to wait much longer to find out! 🙂

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